Nicola Field is a seasoned personal finance writer with more than 25 years of experience helping Australians make smarter money decisions. A former Chartered Accountant, Nicola has contributed extensively to Money - both print and online - and writes for some of Australia's leading financial institutions. She is the author of Investing in Your Child's Future and Baby or Bust, and has collaborated with financial expert Paul Clitheroe on numerous projects, including books, newspaper columns, and radio scripts. Nicola's deep expertise in budgeting, investing, and family finance makes her a trusted voice in the industry.
Toll rort costs Aussies $160 million a year
Unpaid tolls are leaving motorists hundreds of dollars out of pocket, and even facing imprisonment.
The pros and cons of buying a franchise
Australia has three times more franchise outlets per capita than the US, with 79,000 outlets which rake in a combined annual turnover of more than $146 billion. But is it still a wise business move?
Prepay and save: how to score discounts by paying upfront
Paying in advance can deliver big savings on fuel, parking, travel and more, so it's worth checking out your options.
Setting up a self-managed super fund?
Thinking of setting up a self-managed super fund (SMSF)? Here’s a list of pros and cons to help decide whether a SMSF is for you. Since the government allowed self-managed funds to borrow to buy property, property promoters and other advisers have been quick to jump on the bandwagon. I almost fell off my lounge […]
Trading in foreign currency
Budding foreign currency traders will have to leave their emotions behind.
How to say no to charity collectors and ‘chuggers’
With thousands of competing charities, it's easy to feel you're meeting collectors on every corner, but there is a way to say no to 'charity muggers'.
How to negotiate school fundraiser hell
If you have a child who's just started school, chances are you'll be asked to get involved as a fundraiser. Here's how to do it without turning off family.
How much should you tip in Australia?
Widespread in America, tipping is now becoming more commonplace in Aussie restaurants and cafes. So should we tip or not?
Dealing with neighbours from hell
When neighbours from hell move next door, life can be turned upside down. Rather than a hit man there are legitimate, and cheaper, solutions.
When friends want your tradie skills for free
It's always handy to have a relative who's a mechanic, a sparky, even a plumber. But how do you negotiate mates' rates and return the favour?
