Banking

Why credit card surcharges are unreasonable

Special fees for paying by credit card still upset Effie Zahos. Here's why.

How you can beat the savings slump

It's a red alert for savers: with interest rates at historical lows, 95%-plus savings accounts are now losing people money in real terms.

Relief from credit card surcharges could be in sight.

Inflated surcharges charged by airlines, hotels, taxis and other retailers for using a credit card (or debit card) could soon be a thing of the past.

Why credit card interest rates are on the rise

With almost $50 billion racked up in credit card debt, it always surprises me that unofficial rate hikes never seem to make front page news.

Credit card reform could go further

When you pay your credit card, the payment will be applied to debt with the higher rate first. It took a government to force these reforms.

Credit card surcharges to be curtailed

From March 18, Reserve Bank reforms mean surcharges applied to credit card payments by retailers have to be capped. But what does a cap of "reasonable cost to the retailer" actually mean?

Online saver offers top rates and flexibility

The RaboBank Notice Saver is a great fee-free online saver that allows to lock up your savings and avoid the temptation to spend your money.

What you need to know about credit card balance transfers

The savings on credit card balance transfers may not be as great as you would hope, writes Effie Zahos.

How to track your spending with NAB

National Australia Bank has added a budgeting tool named Money Tracker to its internet banking site allowing you to track your spending.

ANZ credit card late fees court ruling

Court ruling against banks could also hit utilities.
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