Investing

Why we can’t stop throwing good money after bad

Once you've spent money on something, you feel pressure to stay the course even when it's not working out. Why? It's a little thing called the sunk cost fallacy.

How downsizing the family home can help boost your super balance

A 2018 change allowing older Australians to top up their super after selling the family home could be more worthwhile than ever in this economy.

Ask Paul: Should I take money out of super and open a term deposit?

Kathy's super has taken a hit so would she be better off withdrawing money to open a term deposit? The idea makes Paul Clitheroe very uncomfortable.

The super reforms that were – and weren’t – in the Budget

There was no pulling back of the mandatory super increase in the Budget, as Treasurer Josh Frydenberg announced a raft of super reforms.

Your investing journey should be a road trip not a race track

Competing with professional traders is like to taking a production car to the track and racing against Formula 1 drivers. You're going to lose.

Super Booster project wants Aussies to connect with their super

To assist Australians get their super back on track, Money magazine's Super Booster initiative encourages Aussies to take more control of their super.

Ask Paul: Should I take money out of our offset account to buy gold?

Luke has $60,000 in offset against his family home but he's unhappy with the return. Should he cash it out and buy gold and silver bullion instead?

25 lessons I have learned from life as a day trader

It's not gambling. Money is time. Superannuation is real. These are some of the lessons you learn when you leave your job to become a day trader.

Too much of a good thing: How to avoid over-diversifying

Not putting all our eggs in one basket helps us ride out the ups and downs of investing. But what happens if you over-diversify?

Why assessing your own risk level can be risky business

Working out how much risk you're comfortable taking when it comes to investing is important, but are you the best person to decide that?
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