My Money

Budget update: what does it all mean?

The mid-year budget update, like the federal budget itself, is an economic and a political document. So what does it actually mean?

Is downsizing the family home the answer to low super?

Proposed new rules around downsizing could allow retirees sell the family home and put the proceeds into super in order to fund retirement.

Will earning extra income affect my pension payment?

The work bonus is an incentive for pensioners so that taking up short-term or seasonal work will lessen the effect on your pension payment rate, if any.

The new credit card with a home loan rate

Western Australia's largest member-owned bank has launched a new home loan package with offers a credit card with a home loan rate.

Three super resolutions for the new year

Super is the most tax-effective income strategy and is the key to a comfortable retirement, so here are your super resolutions for the new year.

How to give the gift of an investment

Rather than wasting your money on Christmas gifts that will sit on the shelf and collect dust, why not gift your family an investment?

Financial planners charging far more than we want to pay

Australians have a problem with the cost of financial advice. The amount they want to pay falls way short of the true cost.

Is it time to fix your mortgage?

Is it a good time to fix your mortgage? There's no one correct answer to that question.

How to claim your work-related car use at tax time

Do you use your car for work? If so, you should claim a tax deduction for all those journeys you undertake while on business.

Three scenarios when an interest-only loan is OK

The interest-only loan may cost more but there are valuable tax concessions. Here are three reasons to pay interest-only on your home loan.
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