My Money

Why giving kids a lump sum of money is a bad idea

Giving kids a significant lump sum to help them in life may give you a warm fuzzy feeling, but it's unlikely to boost your pension and you may end up worse off.

Struggle for space in economy class

Personal space is a big issue in readers' letters to newspaper travel sections about long-haul economy class flying.

What will the falling dollar mean for my portfolio?

Changes in value of the Aussie dollar can have a big impact on investment portfolios, with the huge rise in the $A over 2001-2011 now going into reverse.

Lenders mortgage insurance an unwelcome slug

Lenders mortgage insurance allows lenders to offer higher LVRs while still theoretically protecting the economy in case of a large-scale property downturn. But does it have to cost so much?

How to convert self-managed super into tax-free pensions

Deciding in favour of an account-based pension from your self-managed super fund (SMSF) still leaves open the option of taking a large tax-free payout at any time.

Home loans poised to take off with frequent flyer points

Home loans linked to frequent flyer programs are back, with Macquarie Bank's new suite of home loan products that reward you with Qantas points.

2014 Australia Women’s Health Diary out now

Every year, the Breast Cancer Institute brings out the Australian Women's Health Diary, full of info to improve the health and wellbeing of women.

How a vegetable garden can save you hundreds a year

With an inner-city vegetable garden, you can become self-sufficient in food for around $270.

How to get paid a bonus to immunise your kids

To encourage parents to fully immunise their children, the government offers a maternity immunisation allowance paid in two amounts of $129 each.

The difference between your taxable income and adjusted taxable income

If you are hoping to get a tax offset, it is important to understand the difference between your taxable income and adjusted taxable income (ATI).
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