ask paul
430 results tagged ask paul:
Ask Paul: Is now a good time to fix my interest rate?
Paul Clitheroe has argued for nearly 40 years against Aussies fixing their home loan rates, but how much lower can they go?
Ask Paul: Should I take money out of super and open a term deposit?
Kathy's super has taken a hit so would she be better off withdrawing money to open a term deposit? The idea makes Paul Clitheroe very uncomfortable.
Ask Paul: Should I take money out of our offset account to buy gold?
Luke has $60,000 in offset against his family home but he's unhappy with the return. Should he cash it out and buy gold and silver bullion instead?
Ask Paul: I want to give my kids $150k each, what could go wrong?
Linda wants to sell her house and give each of her children $150,000. It's a nice idea, says Paul Clitheroe, but too many well-meaning parents end up in poverty.
Ask Paul: We have $100k in offset, should we buy property or shares?
With $100,000 in offset against their home, Nick and his wife are keen to start investing. "If your work is not secure, I'd be hanging onto your cash," says Paul.
Ask Paul: Is this a good alternative to a self-managed super fund?
Matthew and his wife have an SMSF but what happens when they can no longer manage it themselves? Matthew thinks he's found an alternative.
Ask Paul: Is my non-bank mortgage offset protected?
Martin is concerned that his offset account at a non-bank is at risk. Is it protected under the government's financial claims scheme?
Ask Paul: How to successfully invest in property?
At 24, Azar is keen to start investing in property. Is buying an existing property better than buying land and building a home?
Ask Paul: We’re stood down, should we access super to buy property?
Quyen and her husband have both been stood down from their jobs. Should they withdraw $20,000 from their super to buy another investment property?
Ask Paul: How can I pay less capital gains tax on my property?
Nicole owns a rental property that she has also lived in at times. "How do I prove I lived in the property from 20 years ago to reduce my capital gains tax?"
