ask paul
430 results tagged ask paul:
Ask Paul: We inherited $140k, should we pay off our mortgage or invest?
Linda has inherited $140,000 and is thinking of investing it. Paul Clitheroe has other ideas. "Opportunities like this to reduce debt are rare."
Ask Paul: My daughter has a learning disability, what about her super?
A learning disability means Celia's 20-year-old daughter struggles to find regular work. How much should she be putting into super to cover fees and increase the balance?
Ask Paul: Should we sell or rent out our home to move interstate?
Krystle and her husband are moving back to Wollongong this year, but what should they do with their Brisbane townhouse - sell or rent it out?
Ask Paul: Where should I invest $28,000 for my retirement?
At 64, Glynis owns her own home and has $90,000 in super. Where should she invest $28,000 in savings in order to retire in five years?
Ask Paul: Can we transfer property out of an SMSF and not pay stamp duty?
Karen and her husband want to transfer a property out of their SMSF for personal use. Do they have to pay stamp duty again?
Ask Paul: Can we afford a $300,000 renovation?
With a mortgage, an investment loan, and a job change on the horizon, can Dom and his family afford to borrow money for a $300,000 renovation?
Ask Paul: Should I put my inheritance into offset or save up to buy another property?
Pam is expecting a $30,000 windfall. Is she better off stashing it in her offset account, or saving for her next property? Paul Clitheroe shares his advice.
Ask Paul: If I work three days, can my husband get a part-pension?
With a 10-year-age gap, Maris is still working while her husband is ready to retire but has little super. Will he qualify for the pension if she drops back to working three days a week?
Ask Paul: Should I buy an investment property before my first home?
Is Chris better off buying an investment property then using the equity to buy a home later? Paul Clitheroe answers this question plus where to buy.
Ask Paul: Can I turn my finances around before I retire in 10 years?
At 55, Jane is doing ok but "not anywhere near what I had planned for this time in my life". With 10 years until she plans to retire, how can she boost her savings?
